Steps to Purchasing a Property in Malta

Passi ghax-Xiri ta' Proprjetà f'Malta

Purchasing property in Malta involves a number of steps, including:

1. Identify a property: This involves searching for properties that meet your criteria, either through a real estate agent or by searching online.
2. Make an offer: Once you have identified a property you are interested in, you will need to make an offer to the seller. This should include details of the purchase price and any other terms you wish to include.
3. Contact the Notary of your choice to guide you further on the steps required to be able to sign the preliminary agreement: If your offer is accepted, you will typically be required to sign a preliminary contract, also known as a "promise of sale." This is a binding agreement that outlines the terms of the sale, including the purchase price and any contingencies.
4. Obtain financing: If you are financing the purchase with a loan, you will need to apply for a loan and secure financing before the sale can be completed.
5. Sign the final contract: Once all due diligence has been completed and financing has been secured, you will sign the final contract of sale, also known as the "deed of sale." This document will be registered with the Maltese Public Registry and Land Registry.

It is important to note that purchasing property in Malta may be subject to additional requirements and restrictions, depending on your nationality and the type of property you are purchasing. It is advisable to seek the advice of a legal professional to ensure that you understand your rights and obligations as a property purchaser in Malta.

Regards,
Dr Clara Farrugia Grixti
Notary Public, Malta.

Ix-xiri ta’ proprjetà f’Malta jinvolvi numru ta’ passi, fosthom:

1. Identifika proprjetà: Dan jinvolvi t-tfittxija għal proprjetajiet li jissodisfaw il-kriterji tiegħek, jew permezz ta’ aġent patrimonju reali jew billi tfittex online.
2. Agħmel offerta: Ladarba tkun identifikajt proprjetà li inti interessat fih, testment trid tagħmel offerta liz- bejjiegħ. Dan għandu jinkludi dettalji tal-prezz xiri u kwalunkwe termini oħra li tixtieq tinkludi.
3. Ikkuntattja liż- Nutar tal-għażla tiegħek biex tiggwidak aktar dwar il-passi meħtieġa biex tkun tista' tiffirma l-ftehim preliminari: Jekk l-offerta tiegħek tiġi aċċettata, inti testment tipikament tkun mitlub li tiffirma kuntratt preliminari, magħrufa wkoll bħala " konvenju." Dan huwa ftehim vinkolanti li jiddeskrivi t-termini taż- bejgħ, inkluż il-prezz xiri u kwalunkwe kontinġenza.
4. Ikseb finanzjament: Jekk qed tiffinanzja z- xiri b'self, testment trid tapplika għal self u tiżgura finanzjament qabel ma ż- bejgħ tkun tista' titlesta.
5. Iffirma l- kuntratt finali: Ladarba d-diliġenza dovuta kollha tkun tlestiet u l-finanzjament ikun ġie żgurat, inti testment tiffirma l- kuntratt finali ta' bejgħ, magħrufa wkoll bħala " att of bejgħ ". Dan id-dokument testment jiġi reġistrat mal-Malti Reġistru Pubbliku u Reġistru tal-Artijiet.

Huwa importanti li wieħed jinnota li x-xiri ta’ proprjetà f’Malta jista’ jkun suġġett għal rekwiżiti u restrizzjonijiet addizzjonali, skont in-nazzjonalità tiegħek u t-tip ta’ proprjetà li tkun qed tixtri. Huwa rakkomandabbli li tfittex il-parir ta’ professjonist legali biex tiżgura li tifhem id-drittijiet u l-obbligi tiegħek bħala proprjetà xerrej f’Malta.

Tislijiet,
Dr Clara Farrugia Grixti
Nutar pubbliku, Malta.